Posting Credit Tradelines

Posting Tradelines

We guarantee that the tradeline will post with:

  • Perfect payment history
  • Less than 30% utilization (it will be much less for majority of the cards)


Depending on which bank’s card you bought, posting to only 1-2 bureaus that will entitle you to a partial refund

 

It takes about 1 business day to process refunds in the event that your tradeline does not post. We will grant you store credit to your Coast Wallet so you can buy a replacement line or cash out your funds and have them returned to you. 

If you’d like your funds to be returned, we will return funds directly to the debit card used in your initial deposit. If you made a cash deposit at a physical bank, we will send an ACH transfer to your bank. Cash out withdrawals take about 3-5 days to process.

 

*Note* if the AU line is not posted due to fraud alerts on your file, no refund will be given

 

Our refund policy is as follows:

  • Proof of non-posting (a 3-bureau credit report) must be provided no earlier than 1 week after the statement date and the issue must be resolved no later than 4 weeks after the statement date.
    • For tradelines that do not require “Special Address” to post:
      • If the tradeline posted to one bureau or no bureaus at all, a full refund will be granted
      • If it posted to two bureaus or to all three, no refund will be granted
    • For tradelines that require “Special Address” to post:
      • If it posts to EX and TU, no refund is granted
      • If it posts to EX or TU only, a 50% refund is granted
      • If it posts to EQ and one other bureau (EX or TU), a 50% refund is granted
      • If it posts to EQ only, a full refund is granted
*Note* if the AU line is not posted due to fraud alerts on your file, no refund will be given. The refund policy depends on whether the tradeline that was purchased requires a special address to trimerge:
Posts to 1 Bureau Posts to 2 Bureaus
Special Address Not Required 100% refund No refund
Special Address Required EX or TU only – 50% refund
EQ only – 100% refund
EX and TU – no refund
EQ and one other bureau – 50% refund

If your tradeline does not post, please fill out our Posting Form and we will get back to you ASAP. We will need to log-in to your credit monitoring account and double-check that all posting steps were completed successfully.

You’re welcome to withdraw funds from your Coast Wallet at anytime. Just complete our withdrawal form and we’ll issue an ACH transfer straightaway. Withdrawal Link : www.coasttradelines.com/withdraw/

×